Find the future value of your monthly/quarterly SIP investments through mutual funds.
A SIP (Systematic Investment Plan) Calculator is a financial tool that helps investors estimate the potential returns on their mutual fund investments made through regular, periodic contributions. It takes into account factors like the investment amount, expected rate of return, and investment duration to project the future value of your investments.
SIP calculators are particularly useful for investors who want to plan their long-term financial goals, such as retirement planning, children's education, or buying a house. They provide a clear picture of how regular investments can grow over time through the power of compounding.
SIP returns are calculated using the concept of compound interest, where your investment grows not just on the principal amount but also on the accumulated interest. The calculation takes into account:
The formula used is: FV = P × [(1 + r)^n - 1] / r × (1 + r), where FV is the future value, P is the periodic investment, r is the periodic rate of return, and n is the number of periods.
Our SIP calculator works in three simple steps:
This helps you make informed decisions about your investment strategy and understand how regular investments can help you achieve your financial goals over time.
Our SIP calculator also supports quarterly investment planning, making it a versatile tool for investors who prefer making larger contributions every three months. This quarterly SIP calculator follows the same principles of compounding but adjusts the calculation frequency to match your investment cycle.
Benefits of using a quarterly SIP calculator:
Whether you choose monthly or quarterly SIP investments, our calculator helps you visualize the growth of your investments over time. Simply select your preferred investment frequency in the calculator, and it will automatically adjust the calculations to show you the projected returns based on your quarterly investment pattern.